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Old 08-12-08, 04:06 PM   #16 (permalink)
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i dont literally mean balance my checkbook

i mean keep enough money in my account lol
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Nina's grandma's Dolmas rule. :D
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Pretty bitches (even the popular ones) always fall here.
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Old 08-12-08, 04:07 PM   #17 (permalink)
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GET RID OF THE DEBT CARD!!!!!!!!!!


CASH ONLY!



It's an inconvenience but it's less sucky than throwing that cash away.
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Old 08-12-08, 04:11 PM   #18 (permalink)
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No overdraft protection?

I'm a ton better than I used to be. Just remember all the baby stuff you could have bought with that money girl!

You just gotta watch that shit all the time. Take your reciepts, put them somewhere in your purse that you see all the time as a reminder. Take a little time out of each day or every other day to write it all down. Check your bank account daily.

It's just a habit you have to force yourself into. Once it becomes a habit it will start to bother you not knowing what is going on in your bank at all times.
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Old 08-12-08, 04:12 PM   #19 (permalink)
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GET RID OF THE DEBT CARD!!!!!!!!!!


CASH ONLY!



It's an inconvenience but it's less sucky than throwing that cash away.
I cut mine up. I use Tim's when I need it. If I have to get gas I take it, then give it back when I am done. It helps me big time in not spending money.
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Old 08-12-08, 04:16 PM   #20 (permalink)
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No overdraft protection?

I'm a ton better than I used to be. Just remember all the baby stuff you could have bought with that money girl!
i know, it hurts.

i used to have the overdraft protection but the way my bank did it was bullshit. they make you get a credit card of theirs and then lets say you go $3 over, well they pull $100 off the card and put it in your account. Then what does my dumb ass do? Spend the $100 and then pay interest on it b/c its from my credit card. I had to give it up.
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Quote:
Originally Posted by Roos
Nina's grandma's Dolmas rule. :D
Quote:
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Pretty bitches (even the popular ones) always fall here.
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Old 08-12-08, 04:17 PM   #21 (permalink)
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i know, it hurts.

i used to have the overdraft protection but the way my bank did it was bullshit. they make you get a credit card of theirs and then lets say you go $3 over, well they pull $100 off the card and put it in your account. Then what does my dumb ass do? Spend the $100 and then pay interest on it b/c its from my credit card. I had to give it up.
Eek! Change banks! $665 is worth the hassle!
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Old 08-12-08, 04:18 PM   #22 (permalink)
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Jesus, I would be sick if I gave my bank $665 for no reason.

Same here....



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Old 08-12-08, 04:19 PM   #23 (permalink)
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Eek! Change banks! $665 is worth the hassle!
good point
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Quote:
Originally Posted by Roos
Nina's grandma's Dolmas rule. :D
Quote:
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Pretty bitches (even the popular ones) always fall here.
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Old 08-12-08, 04:23 PM   #24 (permalink)
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Let Shane handle the money.

Problem solved?

(yes, that is an interrogatory statement)
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Old 08-12-08, 04:24 PM   #25 (permalink)
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Some of us need more help than others. Some people can just handle money perfectly, some of us need to set ourselves up to win. Shrink your margin of error.
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Old 08-12-08, 04:30 PM   #26 (permalink)
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I put myself on a pre-paid VISA for about a year to train myself to not over spend.

I haz self dis'plin.

I even used to have my man, at the time, give him his entire pay check b/c that knuckle head would blow his bills money on raving, records & recreationals. I get my menz in check.
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It's only funny because we're looking at the pictures now, but when it happened it was dramatic & intense & I was thinking I'd have to break a plastic beer bottle over someone's head.
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Old 08-12-08, 04:42 PM   #27 (permalink)
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Don't feel bad Nina. Amy and I do the same thing. We don't use checks except for a couple bills that we can't do online. Working on rectifying that problem these past few months.
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My hope, with all the drama... is that my drama, put things in a little perspective.
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Old 08-12-08, 04:44 PM   #28 (permalink)
 
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checks are dumb if you ask me. It may seem like you cant live without them but its pretty easy. I pay all my bills directly from my savings account. I have direct deposit. I just go to an ATM and grab cash for food, gas and anything else I need that week. You can still over draw a savings account, but when you deposit money its never on hold. If you have to have a check money orders are only .99 and that is a lot cheaper than check over drafts.

I also don't have to worry about a stolen check book either.
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Old 08-12-08, 04:59 PM   #29 (permalink)
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Quote:
Originally Posted by Sexual Chocolate View Post
Let Shane handle the money.

Problem solved?

(yes, that is an interrogatory statement)
we each handle our own money. there is no merging of finances. it would only cause fights lol
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Quote:
Originally Posted by Roos
Nina's grandma's Dolmas rule. :D
Quote:
Originally Posted by Sexual Chocolate View Post
Pretty bitches (even the popular ones) always fall here.
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Old 08-12-08, 05:08 PM   #30 (permalink)
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we each handle our own money. there is no merging of finances. it would only cause fights lol
Just keep fighting till you his ENTIRE paycheck. Wear him OUT!

he he.

Yeah, freaking checks really are where I'd mess up since I NEVER wrote anything down. I'd buy some shoes w/a check since I left my cards somewhere & then find my card & check the balance & think, "Cool, lots of money for this weekend. I have somewhere to wear my new shoes!"

Bouncing checks as much as I was bouncing my ass.
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It's only funny because we're looking at the pictures now, but when it happened it was dramatic & intense & I was thinking I'd have to break a plastic beer bottle over someone's head.
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