I suck at keeping my checkbook balanced. - Dallas Dance Music - Dallas nightlife, music, tickets, and more

Sindell357 · 08-12-08, 03:34 PM

Since May I've had 19 overdrafts. Its not that I don't have the money. Its just sitting in another acct and I'm too lazy to transfer it over.

I've paid $665 in overdrafts in the last 3 months

Jesus

Ash · 08-12-08, 03:36 PM

balancing a checkbook is like taking out the trash. it's just an annoyance. i've been on a cash/credit system only for the last couple of months and it's working out great.

Deff Gordon · 08-12-08, 03:40 PM

damn, that's like 2 dinners with audri you missed out on!!!

djetaine · 08-12-08, 03:44 PM

im the same way. I just had 5 overdrafts. I had more than enough money to cover the 34 dollars that all 5 of them added up to in another account. :-/ I do that shit all the time.
I'd rather not look at how many overdrafts ive had in the past 6 months. Im sure its probably close to a whole paycheck.

amor · 08-12-08, 03:46 PM

You need to light a fire under your ass and control your money.

Keyser Soze · 08-12-08, 03:48 PM

Stop writing checks, problem solved.

This day in age.....when is there ever a need to write a check anymore? Just use the Debit card, and check balances online or at an ATM.

Thats a good chunk of money in EFT's.

DataBass · 08-12-08, 03:48 PM

Jesus, I would be sick if I gave my bank $665 for no reason.

paigesauce · 08-12-08, 03:49 PM

this is why i have endless amounts of money in my account at all times so this does not happen.

Sindell357 · 08-12-08, 03:54 PM

Quote:

Originally Posted by Meyer Lansky

Stop writing checks, problem solved.

This day in age.....when is there ever a need to write a check anymore? Just use the Debit card, and check balances online or at an ATM.

Thats a good chunk of money in EFT's.

oh its not checks. its charges i make on my debit card

fucking bank

fucking ME.

*bangs head on desk*

Ash · 08-12-08, 04:01 PM

because you can never overdraft using a debit card.

lofl

Sir Meh · 08-12-08, 04:02 PM

I haven't balanced a checkbook in years. I just use online these days.

TheAmazon · 08-12-08, 04:03 PM

yeah...you don't need anybody to type to you how ridiculous that is!!! and you haz monies!!!!!!

and it's not too good to rely on using debit and not writing that shit down (just as stupid) sometimes it takes a minute for the balances to come up correctly and you could overspend....actually writing a check would be better for keeping your CHECKbook balanced because the register is right there. I had the most over fee's when i had a debit....hence no debit. Just get cash for what i need and if i run out of cash it's PROBABLY time or me to stop spending anyways.

tekmoe · 08-12-08, 04:04 PM

my bank requires i keep at least $750 in my checking account at all times, otherwise they will ding me an $8 "maintenance" fee. out of the 7 years i have had this account, i've only been dinged twice because i went under the $750 threshold. it's a great tool to keep yourself in check. i like it a lot, even though most people would say it sucks.

and the only time i use a check is when i have to mail a payment. 99% of my purchases/bills are debit/cash or online payment. i haven't laid my hands on a checkbook in years. everything is online these days.

TheAmazon · 08-12-08, 04:05 PM

These banks are robbing you mofo's.

08-12-08, 04:05 PM

Stupid monthly bank reconciliations.

I used to round up for every transaction that I recorded so that I would trick myself into having more money than I thought, but that always turned into a hot mess. lol

08-12-08, 03:36 PM	#2 (permalink)
Ash Was up above it. Join Date: Aug 2001 Location: L.A., New York, Chicago, Boston, Seattle, Forney Posts: 27,034	balancing a checkbook is like taking out the trash. it's just an annoyance. i've been on a cash/credit system only for the last couple of months and it's working out great. __________________ My milk snake brings all the girls to the yard.

08-12-08, 03:40 PM	#3 (permalink)
Deff Gordon ipodfood.com Join Date: Apr 2001 Location: North Dallas Posts: 21,526	damn, that's like 2 dinners with audri you missed out on!!! __________________ free music @ iPodFood.com upload your music/dj sets here for possible inclusion on edgeclub & iPodFood

08-12-08, 04:01 PM	#10 (permalink)
Ash Was up above it. Join Date: Aug 2001 Location: L.A., New York, Chicago, Boston, Seattle, Forney Posts: 27,034	because you can never overdraft using a debit card. lofl __________________ My milk snake brings all the girls to the yard.

08-12-08, 04:02 PM	#11 (permalink)
Sir Meh CHIT! Join Date: Jan 2002 Location: Dallas, TX Posts: 15,341 Blog Entries: 1	I haven't balanced a checkbook in years. I just use online these days. __________________ Like any other symptom of emotional damage, the bully is emotionally crippled and sociologically hindered, so you can see how desperate and ineffective all his or her anger and lashing out is

08-12-08, 04:03 PM	#12 (permalink)
TheAmazon Join Date: Jul 2001 Location: Den-TON / dallas Posts: 3,105	yeah...you don't need anybody to type to you how ridiculous that is!!! and you haz monies!!!!!! and it's not too good to rely on using debit and not writing that shit down (just as stupid) sometimes it takes a minute for the balances to come up correctly and you could overspend....actually writing a check would be better for keeping your CHECKbook balanced because the register is right there. I had the most over fee's when i had a debit....hence no debit. Just get cash for what i need and if i run out of cash it's PROBABLY time or me to stop spending anyways. __________________ FUCK YO CULTURE! EYE C dumb shits.

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08-12-08, 03:46 PM	#5 (permalink)
amor Join Date: Nov 2002 Location: Carrollton Posts: 2,959	You need to light a fire under your ass and control your money.

08-12-08, 03:48 PM	#6 (permalink)
Keyser Soze www.indecay.com Join Date: Jun 2006 Posts: 6,173	Stop writing checks, problem solved. This day in age.....when is there ever a need to write a check anymore? Just use the Debit card, and check balances online or at an ATM. Thats a good chunk of money in EFT's.

08-12-08, 03:48 PM	#7 (permalink)
DataBass Join Date: Jun 2003 Location: Frass Canyon Posts: 62,644	Jesus, I would be sick if I gave my bank $665 for no reason.

08-12-08, 03:49 PM	#8 (permalink)
paigesauce Shotguns Bitches!!! Join Date: May 2006 Posts: 6,460	this is why i have endless amounts of money in my account at all times so this does not happen.

08-12-08, 04:04 PM	#13 (permalink)
tekmoe Join Date: Jun 2004 Location: dallas, tx Posts: 877	my bank requires i keep at least $750 in my checking account at all times, otherwise they will ding me an $8 "maintenance" fee. out of the 7 years i have had this account, i've only been dinged twice because i went under the $750 threshold. it's a great tool to keep yourself in check. i like it a lot, even though most people would say it sucks. and the only time i use a check is when i have to mail a payment. 99% of my purchases/bills are debit/cash or online payment. i haven't laid my hands on a checkbook in years. everything is online these days. __________________ trance FTW My Flickr Photos

08-12-08, 04:05 PM	#14 (permalink)
TheAmazon Join Date: Jul 2001 Location: Den-TON / dallas Posts: 3,105	These banks are robbing you mofo's. __________________ FUCK YO CULTURE! EYE C dumb shits.

08-12-08, 04:05 PM	#15 (permalink)
Luxe Guest Posts: n/a	Stupid monthly bank reconciliations. I used to round up for every transaction that I recorded so that I would trick myself into having more money than I thought, but that always turned into a hot mess. lol

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