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Old 12-18-08, 12:42 PM   #1 (permalink)
 
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Wells Fargo

Stupid mother fuckers charged me $35 dollars for overdrawing my account 2 cents.

Really 2 fucking pennys? Seriously?

You have got to be kidding me...
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Old 12-18-08, 12:43 PM   #2 (permalink)
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overdraft means overdraft.
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Old 12-18-08, 12:50 PM   #3 (permalink)
 
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and 2 cents is a joke
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Old 12-18-08, 12:51 PM   #4 (permalink)
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sucks... but it was an overdraft. have you called them and politely asked them to forgive it?
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Old 12-18-08, 12:53 PM   #5 (permalink)
 
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i went in to the branch and they told me that they have to have justify a reversal. I threw 2 pennies on the ground and left
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Old 12-18-08, 01:15 PM   #6 (permalink)
 
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I have wells fargo and have never had an issue with them
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Old 12-18-08, 01:16 PM   #7 (permalink)
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Quote:
Originally Posted by DJMishap View Post
i went in to the branch and they told me that they have to have justify a reversal. I threw 2 pennies on the ground and left
that's a great way to get them to reverse it. they reverse fees all the time. that is if you are nice. all you had to do was call them and be nice about it and not throw a fit over two pennies. i'm horrible about paying on time and have learned that lesson with regards to late fees. be nice and they are nice back.

seriously, all you had to do was explain that you made a minor mistake and that you would like for them to reverse it. you did make the mistake, not them.
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Old 12-18-08, 01:19 PM   #8 (permalink)
 
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that's a great way to get them to reverse it. they reverse fees all the time. that is for nice customers. all you had to do was call them and be nice about it and not throw a fit over two pennies. i'm horrible about paying on time and have learned that lesson with regards to late fees. be nice and they are nice back.

You have misunderstood me.

I tried the nice approach, they got cocky and so did I. Then I stated how 35$ on 2 cents is 1750% profit and its unethical. They told me there was nothing they could do for me.

Im frustrated with them....
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Old 12-18-08, 01:21 PM   #9 (permalink)
 
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no one misunderstood you

sure they may get cocky ... it's their right considering you signed an agreement stating that if you overdraft any amount whatsoever they will charge you a fee

you sorta have to just bite the bullet since you fucked up
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Old 12-18-08, 01:22 PM   #10 (permalink)
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Quote:
Originally Posted by DJMishap View Post
You have misunderstood me.

I tried the nice approach, they got cocky and so did I. Then I stated how 35$ on 2 cents is 1750% profit and its unethical. They told me there was nothing they could do for me.

Im frustrated with them....
do you have a history of overdrafts? banks forgive one here and there including wells fargo.
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Old 12-18-08, 01:24 PM   #11 (permalink)
 
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no one misunderstood you

sure they may get cocky ... it's their right considering you signed an agreement stating that if you overdraft any amount whatsoever they will charge you a fee

you sorta have to just bite the bullet since you fucked up

whatever dude,

Im HELLA pissed.
I NEVER go over and the one time I do they are not willing to hear me out.

Its lame, thats my point.

Bullet = Bitten. Overdraft? Never again...
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Old 12-18-08, 01:27 PM   #12 (permalink)
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why would you go to the branch in person? i don't understand that. they are tellers and not customer service reps. you should have called customer service. going in person to talk to some high school kid working behind the counter (at a branch) isn't going to help you out at all. they are not equipped to help you.
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Old 12-18-08, 01:28 PM   #13 (permalink)
 
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Originally Posted by Deff Gordon View Post
why would you go to the branch in person? i don't understand that. they are tellers and not customer service reps. you should have called customer service. going in person to talk to some high school kid working behind the counter (at a branch) isn't going to help you out at all.

I dont know about your bank but at wells fargo you dont talk to the tellars about this issue. You talk to the branch manager
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Old 12-18-08, 01:32 PM   #14 (permalink)
 
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I got my bank to reverse a NSF fee just the other, easy peasy!
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Old 12-18-08, 01:33 PM   #15 (permalink)
 
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I guess im not that lucky
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